Dubai’s fast-paced lifestyle means residents are constantly balancing work, family, business, and social commitments, often leaving little time to compare detailed insurance options. Yet having the right insurance, whether for health, car, home, or business, is essential for financial protection and peace of mind in a city where costs can be high.
This guide highlights 10 of the top insurance providers in Dubai that are well known for strong coverage, broad networks, and reliable customer service. Each listing includes a simple overview of the company, key strengths, and direct links so you can quickly contact or research the most suitable provider.
With this information, choosing an insurer in Dubai becomes easier and more informed, even for busy professionals, families, and expats.
Cigna Insurance Middle East
Reviews/Rating: Highly rated internationally, approximately 4.7/5 stars on major review platforms for global health coverage.
Specialty: International and regional health insurance for expats and families.
About the Company
Cigna is one of the largest global health insurance brands and has a strong presence in Dubai through its Cigna Healthguard plans designed to meet Dubai Health Authority (DHA) rules.
Established globally decades ago, it serves millions of members worldwide, including a large expat base in the UAE, with a professional regional team managing Gulf operations. The company is known for flexible benefit levels, wide hospital networks, and multilingual support aimed at mobile professionals and families.
Cigna Healthguard offers Regional, International, and International Plus plans, each with different annual limits and geographic coverage, including options with very high or even unlimited annual benefits.
These plans typically include inpatient, outpatient, cancer, emergency, and maternity options, making them attractive to expats who want coverage both in Dubai and abroad.
Offerings
- Regional and international health insurance plans (Cigna Healthguard).
- Inpatient, outpatient, cancer care, and emergency cover.
- Optional maternity and dental benefits on higher tiers.
- Digital tools for claims and provider search.
Key Strengths
- Strong global brand and financial stability.
- Plans tailored to DHA health insurance requirements in Dubai.
- Wide international medical network for frequent travelers.
- High maximum annual limits on comprehensive plans.
Contact Information
- Legal Name: Cigna Insurance Middle East S.A.L.
- Phone Number: 800 124462
- Address: One Central C3, Dubai
- Google Maps Link: View Cigna Insurance Middle East on Google Maps
Sukoon Insurance (formerly Oman Insurance) & Bupa Global
Reviews/Rating: Generally well reviewed, around 4.6/5 stars for health and motor products in the UAE.
Specialty: Integrated health plans for expats plus strong car and general insurance.
About the Company
Sukoon Insurance, previously known as Oman Insurance, is a Dubai-based insurer with a history dating back to the mid-1970s and a strong footprint across the UAE, Oman, and Qatar. It partners with Bupa Global to deliver premium international health insurance solutions tailored to Dubai residents, including expats seeking worldwide coverage.
With a large professional workforce and multiple branches, the company serves hundreds of thousands of individual and corporate clients. Together, Sukoon and Bupa offer several health plans, Select, Premier, Elite, and Ultimate, with varying annual limits and geographic reach, from regional Gulf coverage to worldwide including the USA.
Sukoon is also a recognized name in car, property, and other general insurance lines, making it a convenient one-stop solution for many Dubai residents.
Offerings
- Bupa-backed international health insurance plans.
- Comprehensive and third-party car insurance.
- Home, travel, and business insurance policies.
- Corporate medical and group solutions.
Key Strengths
- Partnership with Bupa Global for premium expat health cover.
- Long operational history in Dubai and the wider Gulf region.
- Wide product range across health, motor, and property insurance.
- Multiple branches and a large, experienced support team.
Contact Information
- Legal Name: Sukoon Insurance PJSC (formerly Oman Insurance Company PSC)
- Phone Number:800 785666
- Address: Oman Insurance Building, Omar Bin Al Khattab St, next to Al Ghurair Mall, Al Muraqqabat, Deira, Dubai
- Google Maps Link: View Sukoon Insurance on Google Maps
- Instagram: @sukooninsurance
Orient Insurance & Allianz
Reviews/Rating: Frequently rated around 4.7/5 stars for various insurance products.
Specialty: Health and general insurance with a strong corporate focus.
About the Company
Orient Insurance PJSC, part of the Al-Futtaim Group, was founded in the early 1980s and has grown into one of the UAE’s largest insurers by paid-up capital. It operates from Dubai with branches across key Emirates and regional offices in Oman and Bahrain, supported by a substantial professional workforce.
Through a partnership with Allianz, Orient also delivers premium international medical plans to expats and globally mobile clients. The Orient-Allianz collaboration offers plans like Dubai Elite, Dubai Prime, and Dubai Select, each with high annual limits and options for maternity and dental benefits.
In addition to health insurance, Orient is prominent in car, property, marine, and business insurance, making it a preferred provider for many companies and high-net-worth individuals.
Offerings
- International health plans under the Orient–Allianz tie-up.
- Car and motor insurance policies.
- Property, marine, engineering, and business lines.
- Group medical and life insurance for corporates.
Key Strengths
- Backed by the Al-Futtaim Group with a strong capital base.
- High annual limits on expat medical plans.
- Recognized brand in both retail and corporate segments.
- Branch network across several Emirates and regional markets.
Contact Information
- Legal Name: Orient Insurance PJSC
- Phone Number: 04 253 1300
- Address: Orient Building, Nadd al hamar, Road , Al Badia Blvd , opposite Deira International School , Dubai
- Google Maps Link: View Orient Insurance on Google Maps
- Instagram: @orientinsurance
GIG Gulf Insurance
Reviews/Rating: Generally strong, often in the 4.6/5 range for motor and health products.
Specialty: Health, car, home, and travel insurance across the Gulf.
About the Company
GIG Gulf is part of Gulf Insurance Group and took over AXA Gulf’s regional portfolio, drawing on more than 60 years of experience in the region. The company maintains a broad presence across the UAE, including Dubai, with a diverse team serving both individuals and businesses. GIG offers a mix of local and international-style coverage, focusing on practical benefits and digital convenience.
In Dubai, GIG Gulf provides DHA-compliant health plans as well as comprehensive car, home, and travel insurance, often with flexible add-ons. Customers value its easy claims process, 24/7 assistance features, and options to manage policies and claims online or via mobile.
Offerings
- Health insurance plans that meet Dubai standards.
- Comprehensive and third-party car insurance.
- Home, travel, yacht, and personal accident insurance.
- Corporate and SME insurance solutions.
Key Strengths
- Legacy of AXA Gulf combined with GIG’s regional scale.
- Strong motor and travel products for Dubai residents.
- Digital tools for quotes, policy management, and claims.
- Broad regional footprint for cross-border needs.
Contact Information
- Legal Name: GIG Gulf Insurance
- Phone Number: 800 292
- Address: Churchill Executive Tower , Business Bay , Dubai
- Google Maps Link: View GIG Gulf on Google Maps
- Instagram: @giggulf
Salama Islamic Arab Insurance & April International
Reviews/Rating: Well regarded for takaful and expat-oriented plans, with ratings often around 4.5/5.
Specialty: Shariah-compliant and international health insurance.
About the Company
Salama is one of the region’s established Islamic insurance (takaful) providers, based in the UAE and active for several decades. Its operations in Dubai are supported by an experienced team and a wide client base that includes both individuals and businesses. Partnering with April International, Salama offers international health plans structured to meet DHA rules while following Islamic finance principles.
The joint Salama-April range includes Core, Essential, Extensive, and Elite health plans, scaled from basic to very high annual limits in US dollars, often with hospitalisation, outpatient, and maternity benefits. Beyond health, Salama also offers takaful solutions in motor and general lines, making it attractive for customers seeking Shariah-compliant coverage.
Offerings
- DHA-compliant expat health plans (Core, Essential, Extensive, Elite).
- Family and individual medical takaful solutions.
- Motor and general takaful products.
- Corporate and group health takaful.
Key Strengths
- Shariah-compliant structure suitable for Muslim customers.
- Partnership with April International for global-style cover.
- Range of plans from basic to high-limit elite options.
- Experience servicing both retail and corporate segments.
Contact Information
- Legal Name: Islamic Arab Insurance Company (Salama)
- Phone Number: 800725262
- Address: Block A, 4th Floor, Sheikh Rashid Rd, Oud Metha, Dubai
- Google Maps Link: View Salama on Google Maps
Now Health International & Arabia Insurance
Reviews/Rating: Typically well reviewed among expats for international medical cover, often 4.5/5.
Specialty: International medical insurance with Middle East servicing.
About the Company
Now Health International is a specialist global health insurer that entered the Middle East market through a partnership with Arabia Insurance in 2020. In Dubai, the pair provide plans aimed at expatriates who need high-limit international medical coverage while staying compliant with local regulations.
The company is supported by regional service centers and an experienced claims team Their flagship WorldCare Advance, Excel, and Apex plans vary by annual limits and benefit depth, but all include strong inpatient and emergency cover, with options for outpatient, dental, and maternity.
These plans are often chosen by professionals whose employers or personal situations require worldwide protection with higher ceilings than standard local policies.
Offerings
- WorldCare Advance, Excel, and Apex international health plans.
- High annual benefit limits in AED.
- Options for dental and maternity cover on higher tiers.
- Solutions for individuals, families, and corporate groups.
Key Strengths
- Designed specifically for globally mobile expats.
- High coverage ceilings with broad benefit structures.
- Partnership with Arabia Insurance for local support.
- Strong inpatient and cancer coverage across plans.
Contact Information
- Legal Name: Now Health International (Middle East operations with Arabia Insurance)
- Phone Number: 044501500
- Address: Central Park Towers Offices Unit 19-37, DIFC , Dubai
- Google Maps Link: View Now Health International on Google Maps
- Instagram: @nowhealthinternational
Dubai Insurance Company & William Russell
Reviews/Rating: Generally positive, with solid feedback on corporate and expat plans, commonly above 4/5.
Specialty: Health and general insurance for individuals, families, and corporates.
About the Company
Dubai Insurance Company (DIC) is one of the UAE’s older national insurers, headquartered in Dubai and serving both local and expat communities. Working with international insurer William Russell, it offers health insurance tailored to the DHA framework, with service geared toward professionals and families.
The company also provides a broad range of non-medical coverage lines supported by an established team. The DIC-William Russell partnership delivers health plans for individuals, families, and corporate groups, combined with other offerings like property, marine, and liability insurance.
This makes DIC a convenient choice for businesses wanting both staff medical cover and broader commercial protection under one provider.
Offerings
- DHA-compliant individual and group health insurance.
- Property, marine, and liability insurance.
- Professional indemnity and other corporate policies.
- Group life and other employee benefits.
Key Strengths
- Longstanding local insurer with strong reputation.
- Partnership with William Russell for expat-friendly health plans.
- Wide corporate and commercial insurance portfolio.
- Flexible solutions for SMEs and larger companies.
Contact Information
- Legal Name: Dubai Insurance Company PSC
- Phone Number:800 382467
- Address: 37 Al Rigga Rd, Al Muraqqabat, Deira, Dubai
- Google Maps Link: View Dubai Insurance Company on Google Maps
- Instagram: @dubai_insurance
Daman Health Insurance
Reviews/Rating: Widely known and trusted, often scoring around 4.5/5 for health coverage.
Specialty: Local health insurance with a large medical network.
About the Company
Daman, also known as the National Health Insurance Company – Daman, is a leading UAE health insurer part-owned by the Abu Dhabi government and covering millions of people nationwide.
While historically rooted in Abu Dhabi, it serves many Dubai residents through DHA-compliant health plans, supported by a large workforce and extensive provider network. The company is recognized for its focus on healthcare accessibility and digital services.
Daman offers a range of basic and enhanced plans, including options tailored for individuals, families, corporates, and domestic workers, with benefits like inpatient, outpatient, maternity, and emergency coverage. The company is also known for its wellness initiatives, 24/7 customer support, and user-friendly online tools.
Offerings
- Basic and enhanced health insurance plans for residents.
- Corporate and group medical schemes.
- Travel health and domestic help coverage.
- Digital member portals and mobile apps for claims.
Key Strengths
- Very large hospital and clinic network within the UAE.
- Government-linked ownership and strong local trust.
- Range of plans across different budget levels.
- 24/7 customer support and digital self-service tools.
Contact Information
- Legal Name: National Health Insurance Company, Daman PJSC
- Phone Number: 0542230000
- Address: Hassanicor, Al Barsha First , Al Barsha , Dubai
- Google Maps Link: View Daman Insurance on Google Maps
- Instagram: @damaninsurance
SAICO (Saudi Arabian Cooperative Insurance Company – UAE)
Reviews/Rating: Steadily reviewed around 4/5 or higher for varied insurance products.
Specialty: Motor, travel, home, and SME health insurance.
About the Company
SAICO originated in Riyadh in 2006 and has since expanded into the UAE market, including Dubai, serving individuals and businesses with multiple insurance lines. The company works with partners and intermediaries to tailor offers for expats and local clients, supported by experienced staff and regional expertise.
It aims to provide flexible and competitive coverage across several risk areas. SAICO’s portfolio covers motor, travel, home, personal accident, SME medical, and group life insurance, giving SMEs and families multiple options under one brand. This mix appeals to Dubai residents who want flexible, competitively priced coverage with the option to bundle several policies.
Offerings
- Motor and travel insurance policies.
- Home and personal accident insurance.
- SME medical insurance and group life cover.
- Other corporate and specialty insurance lines.
Key Strengths
- Versatile product line for both individuals and SMEs.
- Regional experience anchored in Saudi Arabia.
- Ability to tailor group medical and life solutions.
- Growing presence in Dubai’s insurance market.
Contact Information
- Legal Name: Saudi Arabian Cooperative Insurance Company (SAICO) – UAE branch
- Phone Number: 04 275 2400
- Address: U Bora Towers, Commercial Tower, 32nd Floor, Office 3203, Dubai
- Google Maps Link: Search SAICO Insurance on Google Maps
Emirates Insurance Company
Reviews/Rating: Popular and generally well rated, often above 4/5, especially for corporate lines.
Specialty: Comprehensive health, motor, and corporate insurance across the UAE.
About the Company
Emirates Insurance Company (EIC) is a long-established UAE insurer recognized as one of the stronger brands in the Gulf Cooperation Council region. While headquartered in Abu Dhabi, EIC actively serves clients in Dubai through branches and partner channels, with a professional workforce experienced in both retail and commercial insurance.
The company is noted for its breadth of coverage and regional standing. EIC’s portfolio includes domestic health insurance (Basic, Standard, and Enhanced plans), motor insurance, marine and aviation, liability, and corporate financial insurance.
This breadth makes EIC a solid option for Dubai residents and businesses looking for a single provider to handle multiple risk areas.
Offerings
- Domestic health insurance plans (Basic, Standard, Enhanced).
- Motor, home, and yacht insurance.
- Marine, aviation, and liability insurance.
- Corporate financial and specialty insurance cover.
Key Strengths
- Considered one of the stronger insurers in the GCC region.
- Wide mix of retail and corporate products.
- Health plans aligned with UAE regulatory requirements.
- Experience with large and complex corporate risks.
Contact Information
- Legal Name: Emirates Insurance Company PSC
- Phone Number: 04 388 9885
- Address: 2 Sheikh Zayed Rd, Trade Center Second, DIFC, Dubai
- Google Maps Link: Search Emirates Insurance Company on Google Maps
Conclusion
Dubai residents and businesses now have a wide choice of reputable insurers, from global names like Cigna and Bupa to strong regional brands such as Sukoon, Orient, Daman, and Emirates Insurance Company. The best option depends on whether your priority is global medical coverage, affordable local plans, or bundled solutions that combine health, motor, home, and business insurance.
By shortlisting a few of these top providers, comparing benefits, networks, and service levels, and requesting quotes, you can quickly find a policy that fits both your budget and lifestyle. With the right insurer, managing health, car, and financial risks in a busy city like Dubai becomes much simpler and far more secure.
